i was upset that Progressive said they would only give me 12 month insurance coverage for my motorcycle but they allow you to get 6 month coverage for your truck and you drive that year round and a cycle for only 5-6 months out of the year. thats backwards. thats BS! anyways..i thought about paying the full 12 month amount because you save a little money doing it but this time i going to just do the month to month. has anyone ever payed the month to month then when the riding season ends (like here in Wisconsin at the end of October) cancel your policy? i dont like paying for insurance for something when its not in use at all.