Motorcycle insurance?
I’m just wondering how much this will cost if I get one in the future. I’m 17. I have had a car accident recently (last thanksgiving). And yes, I was at fault. I don’t feel like naming my excuses… the insurance companies won’t care anyway. But don’t worry, no one was hurt.
So anyway… what prices are we looking at if…
1. I get it now with my parents insurance? (we own four cars… I already have one)
2. I wait until I’m 18 and move out to a college dorm and have it as my only vehicle?
3. sport bike vs regular bike?
4. I wait a few years until the car accident is off my record?
No lectures about safety please. just give me some numbers.
If you need a specific bike, probably a Ninja. Since people seem to say that’s a good beginner’s bike.
But also tell me how much something like a gsx1000R would be. Just out of curiousity.
Impossible to give you numbers, too many variables exist.
Some of us pay $200 / year full coverage, some of us $1000 year PL/PD. It all depends on your specifics, location, experience, driving history, etc.
What you can do to keep the cost down is:
-Keep your current record clean going forward.
-Have insurance on a car in your name for some duration.
-Take an MSF course
-Get your MC license and have it for a while before you get a bike.
-Avoid sport bikes. Get a nice old standard (neither cruiser nor sport) 5-10 years old and stay insured with zero issues. -The longer you are with one company (for the first few 6 month cycles) the lower your rate should go.
All of these will contribute you lower cost for you.
Good luck!
It all depends on what kind of bike you insure, The last bike I had insured was a 2006 Kawasaki Ninja ZX10 & I was paying $110 for a year for liability only through state farm insurance.
Hello,
We often take for granted what a convenience our cars are. I was paying a low price for my insurance, but at renewal time, my insurer tried to increase my rates.
My friend sent me a link to this site:
http://www.help-my-rent-mortgage.org
They have a free search to compare auto rates from the major insurers. It saved me a lot of money!
Best of Luck