I can never find just a strait answer. All i want to know is how much it would for a 18 year old to have his own motorcycle insurance under his name. I have no prior riding experience. i have no tickets or anything on my record whatsoever. Please dont answer with a smart a** comment about how to just call the insurance company because i already did that and they wouldnt tell me unless i fully committed to their policy. I want liability and property. The bike is a 1992 yamaha seca 2.